Can I Afford It – Home

Name: Can I Afford It – Home
Author: Yuan-Yi Chang

iOS app by Yuan-Yi Chang. Utilities · Yuan-Yi Chang

Store rating: 0 / 5
Store rating count: 0
Download price: Free to download
In-app purchases: Unknown
Version: 1.0.7
Listing last refreshed: 2026-09-09

Store description excerpt

# Can I Afford It – Home Can I Afford It – Home is a practical mortgage and home affordability calculator designed to help you decide whether buying a home fits your income and lifestyle. This app does not try to sell you a house. It helps you understand the financial pressure behind the decision. --- ## What This App Helps You Do Buying a home is not just about the price. It is about whether the monthly payment fits your income and long-term comfort. With Can I Afford It – Home, you can: - Estimate monthly mortgage payments - Understand how much of your income goes into housing - Compare multiple home prices side by side - Reverse-calculate how much home you can afford from your salary - Check affordability using conservative, transparent assumptions --- ## Key Features ### Mortgage Payment Calculator - Supports both equal payment and equal principal amortization - Adjustable loan years, interest rate, and loan-to-value (LTV) - Displays first-month principal and interest breakdown - Automatically recalculates results as you adjust inputs ### Income-Based Affordability - Enter your monthly income to estimate a safe mortgage payment - Reverse-calculate maximum loan amount - Estimate an affordable home price based on LTV assumptions - See your payment-to-income ratio clearly ### Multi-Price Comparison - Save and compare multiple target home prices - View results using the same loan conditions - Quickly see which options feel safe or stressful - Sorted price list for easy comparison ### Salary & Asset Tools - Salary-based affordability analysis - Asset growth projection with compound calculation - Cashflow-based affordability using salary and investment income ### Practical Utilities - Area conversion between ping and square meters - Automatic recalculation with bidirectional input - Clean layout with clear section separation --- ## Designed for Clarity and Trust - No hidden assumptions - Clear calculation logic - No personal data required - No account or sign-up needed This app focuses on clarity rather than persuasion. --- ## Who This App Is For - First-time home buyers - Anyone planning a mortgage - Users who want income-based decision support - People who want to compare options before committing --- ## Notes All calculations are for reference only. Actual loan terms may vary by bank and country. Always consult financial professionals for final decisions. --- Can I Afford It – Home helps you think before you buy.

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