Amar Bank Bisnis: Kredit UMKM

Name: Amar Bank Bisnis: Kredit UMKM
Author: PT Bank Amar Indonesia Tbk.

Android app by PT Bank Amar Indonesia Tbk.. Finance · PT Bank Amar Indonesia Tbk.

Store rating: Unknown
Store rating count: Unknown
Download price: Free to download
In-app purchases: Not listed in captured metadata
Version: 1.51.0
Listing last refreshed: 2026-09-12

Store description excerpt

Amar Bank Bisnis – Online Business Account & MSME Capital Loans Need to borrow business capital without a complicated and lengthy process? Amar Bank Bisnis offers a fast, 100% online digital MSME credit solution specifically designed for your business needs—from small shops and stores to modern creative businesses. More than just MSME funding, you can open an online checking account and enjoy integrated business account management features—all managed in one secure and convenient digital financial application. 💰 Borrow Business Capital Easier, Faster Get business capital loans of up to IDR 5 billion directly from the app, without having to queue at the bank. The application process is completely digital—just from your phone. ✅ Credit limit of IDR 50 million – IDR 5 billion ✅ 100% online loan application process ✅ Liquid capital according to your business's financial condition ✅ Suitable for MSMEs, merchants, shops, stalls, and startups 📊 A Digital Business Account That Strengthens Your Creditworthiness One of the most common reasons credit applications are rejected? Lack of a clear business financial track record. Amar Bank Bisnis helps you build that foundation from day one. Open a business checking account online — available for PT, CV, UD, and sole proprietorships — without the need for a signature at the bank. ✅ Open a business checking account online without visiting a branch ✅ Available for PT, CV, UD, and sole proprietorships ✅ Transaction history is neatly and transparently recorded ✅ Even stronger support for your credit application 📂 Smart Account – Separate Business & Personal Finances If your business finances are still mixed with your personal account, it will be difficult to know whether your business is actually profitable or not. The Smart Account feature is here for that. Create separate accounts for operations, taxes, payroll, or capital — all in one app. ✅ Budgeting per project or per business need ✅ Automatic financial reports per account ✅ More visible cash flow, more informed business decisions 🤖 AI-Based Financial Intelligence Monitor your business's financial health in real-time with AI technology. Upload your bank statement, and Amar Bank Bisnis' AI will automatically provide a summary of your business's financial condition — easy to read and understand. ✅ Automatic analysis of your bank statement ✅ Financial condition summary ✅ Help you understand your business's position before applying for credit 👥 Multi-User Access – Manage Your Business with a Team Add up to 5 users (partners, accountants, or finance team) with different access rights — Maker, Approver, and Viewer. More control over transactions, faster decisions. ✅ Approval workflow without the need for WhatsApp or email ✅ Transparency for partners and investors ✅ Ideal for businesses with a financial team structure Why should MSMEs choose Amar Bank Bisnis? 💠 Online business capital loans, fast disbursement, and flexible 💠 Official digital bus

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